Help Topics for Unemployed Workers


You must:

  • Lose your job through no fault of your own OR quit with good cause related to the work or the employer.
  • Make at least $2,250—at least $1,500 during one of the calendar quarters, and at least $750 during the remainder of the year—from an insured employer during your base period. (See chart below).
  • AND your total base period wages must be at least 1.5 times your highest quarter wages.
  • OR you must make at least $19,500 during two of the four base period quarters.

How to determine your base period

If your claim begins on a Sunday between: Your base period is the prior twelve month period as shown:
January 1 - March 31 October 1 - September 30
April 1 - June 30 January 1 - December 31
July 1 - September 30 April 1 - March 31
October 1 - December 31 July 1 - June 30

Special Notes:

  • Any information provided during the claims application process may be subject to verification through computer matching programs.
  • If your hours were reduced, you may also be eligible for partial unemployment benefits.
  • To remain eligible:
    • You must report all wages earned each week, even if you won’t be paid until later. This includes tips, commissions, bonuses, show-up time, military reserve pay, board, and lodging.
    • You must be able and available for work each week. This means you have no illness, injury, or personal circumstances that would keep you from working full time.
    • Refusing an offer of work may result in denial of unemployment benefits.
  • If directed, report in person at least once to a Missouri Job Center or other designated office. The Job Centers offer free skills assessments, career readiness certificates, personal job search consultations and many other helpful services.
  • NOTE- The Division of Child Support Enforcement has the ability to intercept up to 50 percent of a claimant’s weekly benefits if they are delinquent on their child support payments. The Division of Employment Security does not have the ability to alter, remove, or add child support intercepts. Any questions regarding the interception of unemployment benefits for Child Support should be directed to Child Support Enforcement at 866-313-9960.

Benefit Amount

  • Your weekly benefit amount (WBA) is 4 percent of the average of your two highest quarters during the base period.
  • Twenty weeks of benefits is the maximum allowed during your benefit year.

Child Support Garnishments

The Division of Child Support Enforcement has the ability to intercept up to 50 percent of a claimant's weekly benefits if they are delinquent on their child support payments. The Division of Employment Security does not have the ability to alter, remove, or add child support intercepts. Any questions regarding the interception of unemployment benefits for Child Support should be directed to Child Support Enforcement at 866-313-9960.

Ways to Receive Benefits

  1. Direct DepositFill out the Division of Employment Security's (DES) electronic form or call your Regional Claims Center (RCC) to submit account information.


  2. Money Network® Visa debit card: If you do not select direct deposit, you will receive the debit card and its information in the mail within two weeks of your claim being established. Receiving a card does not guarantee payment of benefits. Even if you are not eligible to receive benefits right away, keep your card through its expiration date in case you become eligible later.
Money Network Debit Card

Maintaining Your Claim

In order to remain eligible for UI benefit payments there are a number of steps that you must complete each week. A failure to complete them may result in the denial of benefits. If you are a member of a union with a hiring hall, you can waive step 2. If you have a recall date within eight weeks (or 16 weeks if requested by your employer and approved by the Division Director) , you can waive steps 2 and 3.

  1. File your weekly request for payment every week as early as Sunday.
    • Log in at, select Weekly Request for Payment and follow the prompts. Be sure to update your current address if it has changed.
    • Have your Social Security Number, your (Personal Identification Number (PIN), your total earnings before deductions and any vacation/holiday pay information ready.
    • If your weekly request for payment is filed using the Internet, you will receive confirmation upon completion. Keep this for your records.
    • In order to continue receiving payments, you must repeat these steps every week you wish to receive UI benefits. If you start working full-time again, stop filing. Your claim will close automatically after 28 days.
  2. Report in person, if required, to a Missouri Division of Workforce Development (DWD) Job Center or other designated office for reemployment services. You will be notified by mail if required to report.
    • Visit and click Locate a Missouri Job Center to find a location. Be sure to have your UI PIN with you when you report.
    • DWD Staff will help you register for their online career search resources.
    • Get help with résumé writing and participate in mock interviews to help you get back to work faster.
    • Job Center staff cannot answer specific questions about your claim.
  3. Search actively for work.
    • Make enough contacts each week with potential employers to meet the required number you were given when you registered (this number varies according to your area). Failure to make your required job contacts may result in denial of UI benefits.
    • Record all of your job contacts on the “Work Search Record” in case the DES requests it. 

When to Expect Benefits

If you are eligible, you can expect to start receiving UI benefit payments within 22 days of your initial claim filing. Be sure to file a weekly request for payment each week, even if you are not yet receiving a benefit payment. You will not receive unemployment benefits for any week that was not requested in a timely manner. If there are any issues with your claim, payment may be delayed several weeks while an investigation is conducted to determine your eligibility to receive benefits. Benefits will not arrive on the same day each week, and the DES will not mail you a notice when they process. Your benefits are subject to federal and state income taxes. Contact the Internal Revenue Service (IRS) for more information.

Tracking Your Claim & Benefits

Claims – Click My Account/Claim Status or call the Regional Claims Center for your area and when asked for the purpose of your call, say Claim Inquiry. These resources are available 24 hours a day to see if unemployment benefits have been paid, when they have been paid and how they have been paid. To see if benefits have been released to your debit card, check the DES resources first. Benefits are normally available on your debit card after 5:30 p.m. on the day they are released (Monday - Friday).

Benefits – To check your debit card balance, visit

Payment information is available two business days after you file your weekly request for payment for benefits.

The Appeal Process

You may be disqualified from receiving UI benefits if you’ve been discharged for misconduct connected with work, quit for reasons not attributable to work or your employer, refused a suitable work offer, or are not able or available to work. You also may be determined ineligible for not having sufficient wages in the base period. You have a right to appeal any decision denying you benefits if you do not agree with the circumstances.

  • You will receive a “Notice of Deputy’s Determination” in the mail.
  • You have 30 days to file an appeal. The determination will list the date by which you need to file your appeal. All appeals must be filed by mail or fax. There is no form to use. You must submit your signed appeal in writing. You cannot file an appeal by phone. You must continue to file weekly request for payment during the appeal process, or you cannot be paid even if the decision is in your favor.
  • Your employer also has the right to appeal if he/she disagrees with a determination. You will receive notice if this happens. It is important that you participate in all hearings concerning your claim in order to give your testimony.
  • Most appeals hearings are over the phone, but you have the right to an in-person hearing if you choose.
  • More information on appeals and how to file an appeal.

Overpayments & Fraud

If you receive UI benefits to which you were not entitled, you must repay them, even if the mistake was not your fault. DES will notify you if there is an overpayment. You may pay the amount due in a lump sum or set up a payment plan. If you do not voluntarily repay an amount that you were overpaid through no fault of your own, then DES will recover the amount owed by taking any UI benefits you may become eligible for in the future until the overpayment has been completely repaid.  If you do not voluntarily repay an amount overpaid to you because of your intentional nondisclosure or misrepresentation of material facts, then in addition to taking future UI benefits, DES may establish judicial liens on your property, garnish your wages, and intercept your federal and state income tax returns and lottery winnings. If you deliberately misrepresent facts to claim UI benefits, this is considered fraud, and you may also face canceled benefits, fines, or prison.

Waiting Week

The waiting week is the first week of your claim for which you are eligible for UI benefits, but not paid. You must file a weekly request for payment for this week. You may receive compensation for the waiting week as the last payment on your regular UI claim.

Part-Time Work

Part-Time Work and Partial Benefits

You may receive some UI benefits for a week if you work less than full time. You must continue to look for and be able to work. You must report your gross wages (wages before deductions) earned each week and not just take home pay. To report your earnings for the week, simply add the total hours you worked Sunday through Saturday for the week for which you are requesting payment and multiply your total hours worked by your hourly rate of pay. For example if you worked a total of 12 hours at a rate of $8.50 per hour, you would report $102 in earnings for the week (12 hours x $8.50/hour = $102).

The benefits paid when working less than full time will be reduced: You are allowed to earn $20 or 20% of your weekly benefit amount, whichever is greater, before the wages you earned are deducted from your weekly benefit amount. To calculate your partial unemployment benefits, take your weekly benefit amount and multiply it by 20%. If that number is greater than $20 you will use it, otherwise use $20. Subtract that number from the wages you earned during the week. That amount is your deduction, which will be subtracted from your WBA and rounded down to an even dollar amount. See example below. Any withholding for federal taxes, etc., is taken from this amount. Check out the DES online partial benefit calculator.

Weekly Benefit Amount:
Allowable Wages: $279.00 x 20%=
Wages for the Week (Rounded up to the next whole dollar)
Minus Allowable Wages of $20 or 20%
Wages to be Deducted from Your Weekly Benefit Amount
Pay Amount for the Week: $279.00 WBA - $46.20 =
Pay Amount to You (Rounded down to the next lower dollar):

Trying Out a New Job

If you take a new job and quit within 28 days because it was considered “unsuitable work” under Missouri Employment Security Law, you may still be eligible for UI benefits. You must report this employment and separation. The DES will determine suitability.

Trade Adjustment Assistance

If you lost your job due to foreign trade, you may be eligible for assistance under the Trade Act from the U.S. Department of Labor. This includes training, training allowances, job search and relocation assistance, and other support services. Visit or contact your local DWD Career Center for information.